HomeBuyers

Mortgage Calculator

Not sure how much house you can afford?  Use the mortgage calculator below to estimate your monthly housing payments.

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Federal 30-year interest rate: 6.09% last updated on Jan 22, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.